One clear money position
Bring bank, e-wallet and cash balances together without confusing transfers with income or spending.
A product by Syafiq Norzizan
Available now
ARUS
Know what your money can safely do next.
ARUS turns balances, transactions, commitments, debt and protected money into one position you can understand before making the next decision.
Safe to spendTransparent by design
RM —
Liquid money after upcoming bills, protected goals, debt payments and your minimum cash floor.
Liquid money+
Upcoming commitments−
Goals & protected money−
Minimum cash floor−
The system
A balance alone does not tell the whole story.
Money in an account may already belong to a bill, a debt payment, a future cost or a goal. ARUS makes those assignments visible and keeps every headline number connected to the records behind it.
Plan what comes next
Account for recurring bills, debt payments and future commitments before they become a surprise.
Protect money with purpose
Keep goals, reserves, protected buckets and your minimum cash floor outside everyday spending.
Built for everyday money decisions
View ARUSPersonal finance, without invented certainty.
ARUS is being refined with real use before public registration opens. Calculations remain transparent, data stays separated by user, and AI is optional.